This link includes more details on health plans & coverage, plus a hospital list, mind & body/fitness/Weight loss reimbursements and more! 

• FY26 Health Plan Comparison
• MIIA BCBS Blue Care Elect PPO 500/1000 Benefits Summary
• MIIA BCBS Access Blue (High Ded w/HSA) 1600/3200 Benefits Summary
• MIIA BCBS Network Blue HMO 500/1000 Benefits Summary
• MIIA BCBS SELECT Network Blue HMO 500/1000 Benefits Summary

Coverage for Out of State Dependents

• FY26 Health, Dental & Vision Insurance Rates
• FY25 Health, Dental & Vision Insurance Rates

• Blue Cross Blue Shield Enrollment Form

FSA plans run from July 1st thru June 30th each year. The deadline to re-enroll each year is May 31st.  Health Care and/or a Dependent Care Accounts are available.

• You must re-enroll each year. Existing participants can re-new online here. New Enrollees must complete the FSA Enrollment form and submit to Cafeteria Plan Advisors.
• You can use your FSA Health Care funds to pay for health insurance deductibles and co-pays with our low deductible HMO plans. 
• You can have a Dependent Care Account regardless of your health insurance plan.
• You cannot have an FSA Health Care account if you or your spouse is contributing to an HSA (Health Savings Account).

• Flexible Spending Information
• Flexible Spending Enrollment Form
• Health Care Eligible Expenses
• Dependent Care Form
• Prepaid Benefits Card

If you enroll in the Blue Cross Blue Shield High Deductible health plan, you will automatically be enrolled in an HSA with HealthEquity The district will contribute an amount equal to half of your yearly deductible into your HSA.  You cannot contribute to an HSA if you or your spouse has a current health FSA, or if you are enrolled in any other health insurance, including Medicare.

- Additional information on HSAs

Options for benefit eligible employees to save additional funds toward retirement.

• 403(b) Plan Highlights
• TSA 403(b) Information and Online Forms
• TSA Transaction Information Form
• MA SMART Plan 457(b)
• SMART Plan Overview
• 457 Plans—Contributing Through Two Plans
• How to Access Your Account

• Voluntary Life Insurance
• Cancer Expense Brochure
• Accident Insurance Brochure
• Universal Life Insurance Brochure
• Disability Insurance Brochure

Acton-Boxborough will continue to offer the Aetna Medicare PPO Advantage plan for retirees aged 65 and over in 2025.  For 2026, Acton-Boxborough will offer Medicare eligible retirees the Medicare PPO Blue with Freedom Rx plan from MIIA/Blue Cross Blue Shield.

• Aetna Medicare Plan Summary of Benefits 2025
• Aetna Medicare Enrollment Form
• 2026 Medicare PPO Blue

Transition to Blue Cross Medicare Advantage plan for 2026

On January 1, 2026, all Acton-Boxborough RSD retirees 65 and over, who are enrolled in health insurance through the district, will move to MIIA Blue Cross Medicare Blue PPO Freedom Rx plan. The cost for this plan is $256.13 per person, per month.  Members must also be enrolled in Medicare Parts A and B.  

2026 Medicare PPO Blue Benefits Overview

If you wish to continue coverage through the Blue Cross plan, no action is needed on your part. You will automatically be enrolled in the Blue Cross plan on January 1^st.  If you DO NOT want to continue coverage through the AB school district, please contact Lena Jarostchuk at ljarostchuk@abschools.org or 978-264-3314 to unenroll. 

Questions about the plan before January?  Please call Blue Cross Blue Shield at 1-800-200-4255.  Retirees should state that they are potential members for January 1, 2026.  Group number 006649810. 

Need help finding a provider?  You can use this search tool to help find a medical or dental provider: 

Use “Medicare PPO Blue”. as the network for all searches, and “General Dentistry” in the “Doctors, Hospital, or Specialty” field if you are looking for an in-network dentist. 

Is your medication covered?  Use this search tool link

Virtual Information Session on November 19, 2025

MIIA and ABRSD will be hosting a virtual meeting to assist you with the transition and answer any questions you may have. 

Wednesday, November 19th, 2025 at 10am

On Your Computer:

Join via Zoom

https://mma.zoom.us/j/4604734704

Meeting ID: 460 473 4704

Telephone Only:

Dial

1-305-224-1968

Enter meeting ID

4604734704#

• Altus Retiree Dental Plan Description and Rates
• Altus Retiree Dental Enrollment Form

• Altus Dental Plan Summary - Low Plan
• Altus Dental Plan Summary - High Plan
• Altus Dental Maximum Carryover Flyer
• Altus Dental Enrollment Form

• EyeMed Benefit Summary
• EyeMed Enrollment Form

• MIIA Employee Assistance Program

• Tax Form Information